Exhibit 2
Policy Performance 1991 - 2001
Name: Bill Davis, 50-year-old Male Preferred Non-Smoker
Historic UL Interest Crediting 1991 - 2001
Policy	EOY			Cash	Death
Year	Age	Premium	Interest	Value	Benefit
0				0	1,000,000
1	51	9,382	8.50%	8,015	1,000,000
2	52	9,382	7.90%	16,065	1,000,000
3	53	9,382	7.10%	24,012	1,000,000
4	54	9,382	6.50%	31,815	1,000,000
5	55	9,382	6.80%	39,740	1,000,000
6	56	9,382	6.70%	47,732	1,000,000
7	57	9,382	6.60%	55,740	1,000,000
8	58	9,382	6.30%	64,001	1,000,000
9	59	9,382	6.20%	72,546	1,000,000
10	60	9,382	6.10%	81,298	1,000,000
11	61	9,382	5.75%	89,733	1,000,000
11/19/01